Credit Risk Officer

INTRODUCTION :

For one of our clients, a financial institution based in Geneva , we are looking for a :

Credit Risk Officer

Permanent contract - 100%

DESCRIPTION DE LA MISSION :

• Credit assessment : Evaluating credit applications from clients or counterparties to assess associated risks, including analyzing creditworthiness, credit history, cash flows, and other relevant factors.
• Policy development : Contributing to the development of credit policies and procedures to determine credit granting criteria, credit limits, and risk management strategies.
• Portfolio monitoring : Regularly monitoring credit portfolios to identify emerging risks, market trends, and potential asset quality issues.
• Risk management : Implementing strategies to manage and mitigate credit risks, including establishing control and monitoring measures, and recommending corrective actions when necessary.
• Reporting and communication : Preparing credit risk reports for management and regulatory bodies, and communicating regularly with internal and external stakeholders on credit risk-related matters.
• Regulatory compliance : Ensuring that the institution complies with all relevant regulations and guidelines regarding credit risk, and participating in regulatory reviews and internal audits.

PROFIL ATTENDU :

• Analytical skills : Ability to analyze complex financial data, assess creditworthiness, and identify potential risks effectively.
• Attention to detail : Being meticulous in examining credit applications, financial statements, and other relevant documents to ensure accuracy and completeness.
• Problem-solving skills : Capacity to identify credit risk issues and develop effective solutions to mitigate them.
• Communication skills : Strong verbal and written communication skills to effectively convey credit risk information to various stakeholders, including management, clients, and regulatory bodies.
• Integrity and ethics : Upholding high ethical standards and integrity in handling sensitive financial information and making credit-related decisions.
• Adaptability : Flexibility to adapt to changing market conditions, regulations, and organizational requirements.
• Teamwork : Collaboration with colleagues across different departments, such as underwriting, compliance, and finance, to ensure effective credit risk management.
• Knowledge of regulations : Understanding of relevant financial regulations and guidelines governing credit risk management in the financial industry.
• Master degree in finance, international business or acconting
• 5 to 10 years of experience in credit risk in banking sector - in Switerland
Vor 10 Stunden