Senior Credit Risk Specialist 80%-100%

In this role you will be responsible for an important part of the Group’s Credit Risk Management and Oversight activities. Your focus will be on Credit Risk as it relates to investments across asset classes and contribute to the Group’s broader credit methodology and policy developments. As part of the Financial Risk Governance team, you will work closely with business stakeholders and provide independent oversight on Credit Risk in line with Group Risk Management’s mandate. You continuously strive to add value via meaningful risk insights and challenge status quo.

You closely follow financial markets and understand how changes impact the credit risk of traditional, structured and alternative assets. Your strong wholesale (large corporations, institutional customers) or asset manager Credit Risk skills allow you to independently analyse, advise and provide recommendations on Credit risks. Experience in making material credit decisions allows you to approve within a delegated authority. Your analytical abilities help to evolve our credit risk frameworks, systems and processes. We will count on you to interact with many key teams, senior management and supervisory authorities. You will work with highly qualified and motivated people in a diverse team.

What you will do

Partnering and advising business stakeholders and the broader risk team to promote a strong risk culture including effective credit assessment, approval, monitoring, and reporting practices

Overseeing Credit Risk portfolio quality and governance of Investments

Maintaining and developing policy and minimum risk management standards

Preparing Group Risk Management contributions for Senior Management, Executive Risk Committees and the Risk Committee of the Board

Evolving and collaborating on group-wide credit risk management methodologies and review of internal rating approaches

Providing risk insights to management via deep dives and Quarterly Risk Reporting

Ensuring policy adherence and ERM processes are implemented as it relates to the team’s responsibilities

Driving ongoing efficiency, process, and system improvements, including automation of controls and system workflows in close collaboration with our Credit Support and Development teams

What you bring

Master’s degree in Economics, Accounting, Finance, Mathematics, or related field

10+ years’ relevant experience in Credit Risk, Investments, Corporate credit analysis

Strong Credit Risk analytical expertise and approval background

Thorough understanding of credit rating methodologies, both external and internal rating approaches

Extensive knowledge of financial markets and fixed income investments

Excellent communication and stakeholder management skills in English

CFA, FRM or similar qualifications would be beneficial