Description de poste
For one of our clients, a private bank based in Geneva, we are looking for a :
CREDIT ANALYST (Lombard & Morgages lending)
Job description
Within a small team your will be in charge of :
- Analysing the credit files, monitoring the credit exposures and reporting to Head of credit department
- Executing approved transactions including documentation and perfection of security
- Processing credit lines as well as fixed term loans in the system following approval of credit applications ensuring all terms & conditions are met
- Following up the required credit documentation collected for each file as per demands of the Credit Committee
- Monitoring of excesses under credit lines, uncovered credits and preparation of the periodic watchlists
- Controling and reporting on the credit approvals and watchlist to competent authorities
- Reviewing of mortgage loans and ensuring payment of interest and amortization as per approved schedule.
Required skills
Master in business and financeMin. 5 years of experience as a credit analystGood knowledge of modern tools and techniques for such an activityCapacity to assess credit riskReports on work in progress on regular basisAbility to work autonomouslyVery good Communication and interpersonal skillsGeneral knowledge of banking regulationslationAvailable on short noticeLanguages : French and EnglishAll files will be treated with the utmost confidentiality