Income tax calculator Bern
Find out how much your salary is after tax
Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 98'568
Direct Federal Tax
- CHF 1'816
Cantonal tax
- CHF 9'741
Communal tax
- CHF 4'959
Church tax
- CHF 889
Contributions to OASI, DI, APG
- CHF 5'224
Unemployment insurance
- CHF 1'084
Non-occupational Accident Insurance
- CHF 394
Pension fund contributions
- CHF 3'486
Total tax
- CHF 27'592
Net pay
*
CHF 70'976
Marginal tax rate
36.8%
Average tax rate
28.0%
72.0%
Net pay
28.0%
Total tax
Total tax
Net pay
The Taxberg
CHF 70'976
Net pay
CHF 18'503
Tax the employer pays
CHF 27'592
Tax you pay
Total tax paid
CHF 46'095
Did you know your employer also pays tax on your salary? It costs the employer CHF 18'503 to pay you CHF 98'568. In other words, every time you spend CHF 10 of your hard-earned money, CHF 4.68 goes to the government.
Real tax rate
39.4%
So, with you and the employer both paying tax, what used to be a 28% tax rate now rises to 39.4%, meaning your real tax rate is actually 11.4% higher than what it seemed at first.
Summary
If you make CHF 98'568 a year living in the region of Bern, Switzerland, you will be taxed CHF 27'592. That means that your net pay will be CHF 70'976 per year, or CHF 5'915 per month. Your average tax rate is 28.0% and your marginal tax rate is 36.8%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 36.84, hence, your net pay will only increase by CHF 63.16.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 632 of net incomes. A CHF 5'000 bonus will generate an extra CHF 3'158 of net incomes.
Compare average tax
Tax per region
Region
Net pay
Average tax
Rank
Zug
CHF 82'508
16.3%
1
Schwyz
CHF 78'693
20.2%
2
App. Innerrhoden
CHF 78'037
20.8%
3
Obwalden
CHF 77'097
21.8%
4
Nidwalden
CHF 76'408
22.5%
5
Uri
CHF 76'296
22.6%
6
Glarus
CHF 75'735
23.2%
7
Zurich
CHF 75'468
23.4%
8
Thurgau
CHF 75'179
23.7%
9
Graubünden
CHF 75'119
23.8%
10
Schaffhausen
CHF 74'637
24.3%
11
Lucerne
CHF 74'208
24.7%
12
Aargau
CHF 73'957
25.0%
13
App. Ausserrhoden
CHF 73'831
25.1%
14
Ticino
CHF 73'645
25.3%
15
Valais
CHF 73'116
25.8%
16
Jura
CHF 72'605
26.3%
17
Fribourg
CHF 72'072
26.9%
18
Basel-Stadt
CHF 71'669
27.3%
19
St. Gallen
CHF 71'314
27.6%
20
Solothurn
CHF 71'270
27.7%
21
Bern
CHF 70'976
28.0%
22
Geneva
CHF 70'981
28.0%
23
Basel-Landschaft
CHF 70'868
28.1%
24
Vaud
CHF 70'698
28.3%
25
Neuchâtel
CHF 70'054
28.9%
26
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Europe
Country
Net pay
Average tax
Rank
Russia
CHF 85'754
13.0%
1
Hungary
CHF 80'333
18.5%
2
Ukraine
CHF 79'347
19.5%
3
Switzerland
CHF 75'468
23.4%
4
Czech Republic
CHF 74'966
23.9%
5
United Kingdom
CHF 66'361
32.7%
6
France
CHF 66'026
33.0%
7
Norway
CHF 63'691
35.4%
8
Spain
CHF 62'723
36.4%
9
Denmark
CHF 61'860
37.2%
10
Ireland
CHF 60'371
38.8%
11
Austria
CHF 60'226
38.9%
12
Poland
CHF 59'162
40.0%
13
Netherlands
CHF 57'867
41.3%
14
Sweden
CHF 57'706
41.5%
15
Romania
CHF 57'662
41.5%
16
Greece
CHF 57'010
42.2%
17
Luxembourg
CHF 55'634
43.6%
18
Germany
CHF 53'913
45.3%
19
Italy
CHF 51'136
48.1%
20
Finland
CHF 49'790
49.5%
21
Portugal
CHF 45'828
53.5%
22
Belgium
CHF 41'636
57.8%
23
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North America
Country
Net pay
Average tax
Rank
USA
CHF 69'800
29.2%
1
Canada
CHF 64'172
34.9%
2
Asia / Pacific
Country
Net pay
Average tax
Rank
Hong Kong
CHF 84'705
14.1%
1
Kazakhstan
CHF 82'717
16.1%
2
Singapore
CHF 80'914
17.9%
3
Taiwan
CHF 78'386
20.5%
4
China
CHF 75'308
23.6%
5
Thailand
CHF 74'798
24.1%
6
South Korea
CHF 70'717
28.3%
7
Indonesia
CHF 69'908
29.1%
8
New Zealand
CHF 69'514
29.5%
9
Australia
CHF 68'750
30.3%
10
Japan
CHF 68'167
30.8%
11
Pakistan
CHF 68'009
31.0%
12
Malaysia
CHF 66'956
32.1%
13
Philippines
CHF 66'939
32.1%
14
Vietnam
CHF 65'516
33.5%
15
India
CHF 55'155
44.0%
16
Show more
Latin America
Country
Net pay
Average tax
Rank
Guatemala
CHF 87'925
10.8%
1
Costa Rica
CHF 75'950
23.0%
2
Chile
CHF 75'455
23.5%
3
Colombia
CHF 72'344
26.6%
4
Uruguay
CHF 72'344
26.6%
5
Brazil
CHF 71'956
27.0%
6
Panama
CHF 71'655
27.3%
7
Puerto Rico
CHF 69'968
29.0%
8
Ecuador
CHF 68'246
30.8%
9
Mexico
CHF 67'623
31.4%
10
Peru
CHF 67'318
31.7%
11
Argentina
CHF 64'063
35.0%
12
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Africa
Country
Net pay
Average tax
Rank
Angola
CHF 71'861
27.1%
1
Kenya
CHF 69'444
29.6%
2
Nigeria
CHF 67'155
31.9%
3
Ivory Coast
CHF 66'206
32.8%
4
Ghana
CHF 66'081
33.0%
5
Mozambique
CHF 66'017
33.0%
6
South Africa
CHF 62'974
36.1%
7
Morocco
CHF 61'721
37.4%
8
Cameroon
CHF 61'098
38.0%
9
Zambia
CHF 60'876
38.2%
10
Senegal
CHF 60'148
39.0%
11
Uganda
CHF 57'359
41.8%
12
Show more
Middle East
Country
Net pay
Average tax
Rank
United Arab Emirates
CHF 93'640
5.0%
1
Qatar
CHF 93'640
5.0%
2
Bahrain
CHF 90'683
8.0%
3
Oman
CHF 90'683
8.0%
4
Kuwait
CHF 89'221
9.5%
5
Saudi Arabia
CHF 88'711
10.0%
6
Egypt
CHF 74'169
24.8%
7
Lebanon
CHF 74'093
24.8%
8
Israel
CHF 66'600
32.4%
9
Turkey
CHF 57'576
41.6%
10
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NOTE* Withholding is calculated based on the Bern tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.