Income tax calculator Bern
Find out how much your salary is after tax
Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 89'042
Direct Federal Tax
- CHF 1'287
Cantonal tax
- CHF 8'486
Communal tax
- CHF 4'321
Church tax
- CHF 775
Contributions to OASI, DI, APG
- CHF 4'719
Unemployment insurance
- CHF 979
Non-occupational Accident Insurance
- CHF 356
Pension fund contributions
- CHF 3'149
Total tax
- CHF 24'072
Net pay
*
CHF 64'970
Marginal tax rate
36.4%
Average tax rate
27.0%
73.0%
Net pay
27.0%
Total tax
Total tax
Net pay
The Taxberg
CHF 64'970
Net pay
CHF 16'715
Tax the employer pays
CHF 24'072
Tax you pay
Total tax paid
CHF 40'787
Did you know your employer also pays tax on your salary? It costs the employer CHF 16'715 to pay you CHF 89'042. In other words, every time you spend CHF 10 of your hard-earned money, CHF 4.58 goes to the government.
Real tax rate
38.6%
So, with you and the employer both paying tax, what used to be a 27% tax rate now rises to 38.6%, meaning your real tax rate is actually 11.6% higher than what it seemed at first.
Summary
If you make CHF 89'042 a year living in the region of Bern, Switzerland, you will be taxed CHF 24'072. That means that your net pay will be CHF 64'970 per year, or CHF 5'414 per month. Your average tax rate is 27.0% and your marginal tax rate is 36.4%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 36.40, hence, your net pay will only increase by CHF 63.60.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 636 of net incomes. A CHF 5'000 bonus will generate an extra CHF 3'180 of net incomes.
NOTE* Withholding is calculated based on the Bern tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.