Income tax calculator Bern
Find out how much your salary is after tax
Salary rate
Withholding
Salary CHF 78'000
Church tax - CHF 644
Municipal tax - CHF 3'593
Cantonal tax - CHF 7'059
Contributions to OASI, disability insurance, compensation for loss of earnings - CHF 4'134
Non-occupational Accident Insurance - CHF 312
Direct Federal Tax - CHF 908
Unemployment insurance - CHF 858
tax_calculator.withholding_box.Pension fund contributions - CHF 2'645
Total tax - CHF 20'154
Net pay * CHF 57'846
Marginal tax rate 34.4%
Average tax rate 25.8%
25.8%Total tax
74.2%
Net payThe Taxberg
CHF 57'846
Net pay
CHF 14'528
Tax the employer pays
CHF 20'154
Tax you pay
Total tax paid
CHF 34,682
Did you know your employer also pays tax on your salary? It costs the employer CHF 14'528 to pay you CHF 78'000. In other words, every time you spend CHF 10 of your hard-earned money, CHF 4.45 goes to the government.
Real tax rate
37.5%
So, with you and the employer both paying tax, what used to be a 25.8% tax rate now rises to 37.5%, meaning your real tax rate is actually 11.7% higher than what it seemed at first.
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Summary
If you make CHF 78'000 a year living in the region of Bern, Switzerland, you will be taxed CHF 20'154. That means that your net pay will be CHF 57'846 per year, or CHF 4'821 per month. Your average tax rate is 25.8% and your marginal tax rate is 34.4%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 34.4, hence, your net pay will only increase by CHF 65.6.
Bonus ExampleA CHF 1,000 bonus will generate an extra CHF 656 of net incomes. A CHF 5,000 bonus will generate an extra CHF 3,280 of net incomes.
NOTE* Withholding is calculated based on the Bern tables of CH, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.