Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 55'428
Direct Federal Tax
- CHF 349
Cantonal tax
- CHF 4'365
Communal tax
- CHF 2'222
Church tax
- CHF 399
Contributions to OASI, DI, APG
- CHF 2'938
Unemployment insurance
- CHF 610
Non-occupational Accident Insurance
- CHF 222
Pension fund contributions
- CHF 1'516
Total tax
- CHF 12'620
Net pay
* CHF 42'808
Marginal tax rate
33.1%
Average tax rate
22.8%
77.2%
Net pay
22.8%
Total tax
Total tax
Net pay
The Taxberg
CHF 42'808
Net pay
CHF 9'961
Tax the employer pays
CHF 12'620
Tax you pay
Total tax paid
CHF 22'581
Did you know your employer also pays tax on your salary? It costs the employer CHF 9'961 to pay you CHF 55'428. In other words, every time you spend CHF 10 of your hard-earned money, CHF 4.07 goes to the government.
Real tax rate
34.5%
So, with you and the employer both paying tax, what used to be a 22.8% tax rate now rises to 34.5%, meaning your real tax rate is actually 11.7% higher than what it seemed at first.
Summary
If you make CHF 55'428 a year living in the region of Bern, Switzerland, you will be taxed CHF 12'620. That means that your net pay will be CHF 42'808 per year, or CHF 3'567 per month. Your average tax rate is 22.8% and your marginal tax rate is 33.1%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 33.10, hence, your net pay will only increase by CHF 66.90.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 669 of net incomes. A CHF 5'000 bonus will generate an extra CHF 3'345 of net incomes.
NOTE* Withholding is calculated based on the Bern tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.