Income tax calculator Bern
Find out how much your salary is after tax
Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 48'001
Direct Federal Tax
- CHF 206
Cantonal tax
- CHF 3'487
Communal tax
- CHF 1'775
Church tax
- CHF 318
Contributions to OASI, DI, APG
- CHF 2'544
Unemployment insurance
- CHF 528
Non-occupational Accident Insurance
- CHF 192
Pension fund contributions
- CHF 1'145
Total tax
- CHF 10'196
Net pay
*
CHF 37'805
Marginal tax rate
31.4%
Average tax rate
21.2%
78.8%
Net pay
21.2%
Total tax
Total tax
Net pay
The Taxberg
CHF 37'805
Net pay
CHF 8'458
Tax the employer pays
CHF 10'196
Tax you pay
Total tax paid
CHF 18'654
Did you know your employer also pays tax on your salary? It costs the employer CHF 8'458 to pay you CHF 48'001. In other words, every time you spend CHF 10 of your hard-earned money, CHF 3.89 goes to the government.
Real tax rate
33.0%
So, with you and the employer both paying tax, what used to be a 21.2% tax rate now rises to 33.0%, meaning your real tax rate is actually 11.8% higher than what it seemed at first.
Summary
If you make CHF 48'001 a year living in the region of Bern, Switzerland, you will be taxed CHF 10'196. That means that your net pay will be CHF 37'805 per year, or CHF 3'150 per month. Your average tax rate is 21.2% and your marginal tax rate is 31.4%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 31.40, hence, your net pay will only increase by CHF 68.60.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 686 of net incomes. A CHF 5'000 bonus will generate an extra CHF 3'430 of net incomes.
Europe
Country
Net pay
Average tax
Rank
Russia
CHF 41'761
13.0%
1
Switzerland
CHF 40'206
16.2%
2
Hungary
CHF 39'121
18.5%
3
Ukraine
CHF 38'641
19.5%
4
United Kingdom
CHF 36'773
23.4%
5
Czech Republic
CHF 36'661
23.6%
6
France
CHF 36'085
24.8%
7
Ireland
CHF 35'480
26.1%
8
Norway
CHF 35'386
26.3%
9
Spain
CHF 34'062
29.0%
10
Luxembourg
CHF 32'516
32.3%
11
Sweden
CHF 32'418
32.5%
12
Denmark
CHF 32'319
32.7%
13
Austria
CHF 32'279
32.8%
14
Greece
CHF 30'682
36.1%
15
Netherlands
CHF 30'207
37.1%
16
Poland
CHF 30'058
37.4%
17
Germany
CHF 29'698
38.1%
18
Finland
CHF 28'197
41.3%
19
Romania
CHF 28'081
41.5%
20
Italy
CHF 27'764
42.2%
21
Portugal
CHF 26'724
44.3%
22
Belgium
CHF 22'828
52.4%
23
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North America
Country
Net pay
Average tax
Rank
USA
CHF 37'590
21.7%
1
Canada
CHF 34'105
29.0%
2
Asia / Pacific
Country
Net pay
Average tax
Rank
Hong Kong
CHF 42'734
11.0%
1
Taiwan
CHF 41'117
14.3%
2
Thailand
CHF 39'254
18.2%
3
Kazakhstan
CHF 38'650
19.5%
4
South Korea
CHF 38'166
20.5%
5
Australia
CHF 36'946
23.0%
6
Singapore
CHF 36'747
23.4%
7
New Zealand
CHF 36'259
24.5%
8
Indonesia
CHF 35'716
25.6%
9
Japan
CHF 35'403
26.3%
10
Pakistan
CHF 35'141
26.8%
11
Malaysia
CHF 34'401
28.3%
12
Philippines
CHF 33'902
29.4%
13
China
CHF 33'802
29.6%
14
Vietnam
CHF 32'647
32.0%
15
India
CHF 29'304
39.0%
16
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Latin America
Country
Net pay
Average tax
Rank
Guatemala
CHF 43'169
10.1%
1
Chile
CHF 39'809
17.1%
2
Costa Rica
CHF 39'607
17.5%
3
Puerto Rico
CHF 39'207
18.3%
4
Panama
CHF 37'767
21.3%
5
Ecuador
CHF 37'416
22.1%
6
Colombia
CHF 36'023
25.0%
7
Peru
CHF 35'700
25.6%
8
Brazil
CHF 35'295
26.5%
9
Mexico
CHF 34'643
27.8%
10
Uruguay
CHF 32'354
32.6%
11
Argentina
CHF 31'195
35.0%
12
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Africa
Country
Net pay
Average tax
Rank
Angola
CHF 35'073
26.9%
1
Kenya
CHF 34'047
29.1%
2
South Africa
CHF 33'698
29.8%
3
Mozambique
CHF 33'148
30.9%
4
Nigeria
CHF 32'760
31.8%
5
Ghana
CHF 32'631
32.0%
6
Ivory Coast
CHF 31'703
34.0%
7
Morocco
CHF 31'078
35.3%
8
Cameroon
CHF 30'311
36.9%
9
Senegal
CHF 29'808
37.9%
10
Zambia
CHF 29'778
38.0%
11
Uganda
CHF 29'547
38.5%
12
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Middle East
Country
Net pay
Average tax
Rank
United Arab Emirates
CHF 45'601
5.0%
1
Qatar
CHF 45'601
5.0%
2
Bahrain
CHF 44'161
8.0%
3
Oman
CHF 44'161
8.0%
4
Saudi Arabia
CHF 43'201
10.0%
5
Kuwait
CHF 42'721
11.0%
6
Israel
CHF 37'098
22.7%
7
Egypt
CHF 36'244
24.5%
8
Lebanon
CHF 36'167
24.7%
9
Turkey
CHF 28'125
41.4%
10
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NOTE* Withholding is calculated based on the Bern tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.