Income tax calculator Bern
Find out how much your salary is after tax
Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 44'182
Direct Federal Tax
- CHF 175
Cantonal tax
- CHF 3'039
Communal tax
- CHF 1'547
Church tax
- CHF 277
Contributions to OASI, DI, APG
- CHF 2'342
Unemployment insurance
- CHF 486
Non-occupational Accident Insurance
- CHF 177
Pension fund contributions
- CHF 954
Total tax
- CHF 8'997
Net pay
*
CHF 35'185
Marginal tax rate
31.5%
Average tax rate
20.4%
79.6%
Net pay
20.4%
Total tax
Total tax
Net pay
The Taxberg
CHF 35'185
Net pay
CHF 7'685
Tax the employer pays
CHF 8'997
Tax you pay
Total tax paid
CHF 16'682
Did you know your employer also pays tax on your salary? It costs the employer CHF 7'685 to pay you CHF 44'182. In other words, every time you spend CHF 10 of your hard-earned money, CHF 3.78 goes to the government.
Real tax rate
32.2%
So, with you and the employer both paying tax, what used to be a 20.4% tax rate now rises to 32.2%, meaning your real tax rate is actually 11.8% higher than what it seemed at first.
Summary
If you make CHF 44'182 a year living in the region of Bern, Switzerland, you will be taxed CHF 8'997. That means that your net pay will be CHF 35'185 per year, or CHF 2'932 per month. Your average tax rate is 20.4% and your marginal tax rate is 31.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 31.46, hence, your net pay will only increase by CHF 68.54.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 685 of net incomes. A CHF 5'000 bonus will generate an extra CHF 3'427 of net incomes.
Tax per region
Region
Net pay
Average tax
Rank
Zug
CHF 39'288
11.1%
1
Schwyz
CHF 38'043
13.9%
2
Graubünden
CHF 37'846
14.3%
3
App. Innerrhoden
CHF 37'572
15.0%
4
Ticino
CHF 37'429
15.3%
5
Zurich
CHF 37'333
15.5%
6
Schaffhausen
CHF 37'099
16.0%
7
Glarus
CHF 37'084
16.1%
8
Thurgau
CHF 37'089
16.1%
9
Nidwalden
CHF 37'023
16.2%
10
Aargau
CHF 36'984
16.3%
11
Geneva
CHF 36'919
16.4%
12
Obwalden
CHF 36'835
16.6%
13
Valais
CHF 36'850
16.6%
14
Uri
CHF 36'738
16.8%
15
Vaud
CHF 36'756
16.8%
16
Jura
CHF 36'639
17.1%
17
Basel-Landschaft
CHF 36'435
17.5%
18
Basel-Stadt
CHF 36'460
17.5%
19
Fribourg
CHF 36'419
17.6%
20
App. Ausserrhoden
CHF 36'370
17.7%
21
Lucerne
CHF 36'384
17.7%
22
St. Gallen
CHF 36'226
18.0%
23
Solothurn
CHF 35'670
19.3%
24
Neuchâtel
CHF 35'466
19.7%
25
Bern
CHF 35'185
20.4%
26
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Europe
Country
Net pay
Average tax
Rank
Russia
CHF 38'438
13.0%
1
Switzerland
CHF 37'333
15.5%
2
Hungary
CHF 36'008
18.5%
3
Ukraine
CHF 35'567
19.5%
4
United Kingdom
CHF 34'224
22.5%
5
Czech Republic
CHF 33'835
23.4%
6
France
CHF 33'667
23.8%
7
Ireland
CHF 33'514
24.2%
8
Norway
CHF 32'865
25.6%
9
Spain
CHF 31'746
28.2%
10
Luxembourg
CHF 30'761
30.4%
11
Sweden
CHF 30'508
31.0%
12
Austria
CHF 30'299
31.4%
13
Denmark
CHF 29'762
32.6%
14
Greece
CHF 28'786
34.9%
15
Poland
CHF 27'860
36.9%
16
Germany
CHF 27'814
37.1%
17
Netherlands
CHF 27'804
37.1%
18
Finland
CHF 26'359
40.3%
19
Italy
CHF 25'978
41.2%
20
Romania
CHF 25'846
41.5%
21
Portugal
CHF 25'043
43.3%
22
Belgium
CHF 21'344
51.7%
23
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North America
Country
Net pay
Average tax
Rank
USA
CHF 34'785
21.3%
1
Canada
CHF 31'518
28.7%
2
Asia / Pacific
Country
Net pay
Average tax
Rank
Hong Kong
CHF 39'564
10.5%
1
Taiwan
CHF 38'121
13.7%
2
Thailand
CHF 36'389
17.6%
3
Kazakhstan
CHF 35'557
19.5%
4
South Korea
CHF 35'441
19.8%
5
Australia
CHF 34'445
22.0%
6
New Zealand
CHF 33'753
23.6%
7
Singapore
CHF 33'740
23.6%
8
Indonesia
CHF 33'123
25.0%
9
Pakistan
CHF 32'658
26.1%
10
Japan
CHF 32'619
26.2%
11
Malaysia
CHF 31'898
27.8%
12
Philippines
CHF 31'407
28.9%
13
Vietnam
CHF 30'165
31.7%
14
China
CHF 29'229
33.8%
15
India
CHF 27'135
38.6%
16
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Latin America
Country
Net pay
Average tax
Rank
Guatemala
CHF 39'789
9.9%
1
Costa Rica
CHF 36'702
16.9%
2
Puerto Rico
CHF 36'635
17.1%
3
Chile
CHF 36'507
17.4%
4
Panama
CHF 34'878
21.1%
5
Ecuador
CHF 34'823
21.2%
6
Colombia
CHF 33'639
23.9%
7
Peru
CHF 33'026
25.3%
8
Brazil
CHF 32'527
26.4%
9
Mexico
CHF 32'152
27.2%
10
Uruguay
CHF 30'035
32.0%
11
Argentina
CHF 28'712
35.0%
12
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Africa
Country
Net pay
Average tax
Rank
Angola
CHF 32'295
26.9%
1
South Africa
CHF 31'445
28.8%
2
Kenya
CHF 31'374
29.0%
3
Mozambique
CHF 30'666
30.6%
4
Nigeria
CHF 30'162
31.7%
5
Ghana
CHF 30'105
31.9%
6
Ivory Coast
CHF 29'238
33.8%
7
Morocco
CHF 28'764
34.9%
8
Cameroon
CHF 27'986
36.7%
9
Senegal
CHF 27'517
37.7%
10
Uganda
CHF 27'446
37.9%
11
Zambia
CHF 27'429
37.9%
12
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Middle East
Country
Net pay
Average tax
Rank
United Arab Emirates
CHF 41'973
5.0%
1
Qatar
CHF 41'973
5.0%
2
Bahrain
CHF 40'647
8.0%
3
Oman
CHF 40'647
8.0%
4
Saudi Arabia
CHF 39'764
10.0%
5
Kuwait
CHF 39'322
11.0%
6
Israel
CHF 34'610
21.7%
7
Egypt
CHF 33'380
24.5%
8
Lebanon
CHF 33'303
24.6%
9
Turkey
CHF 25'901
41.4%
10
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NOTE* Withholding is calculated based on the Bern tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.