Income tax calculator Bern
Find out how much your salary is after tax
Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 41'845
Direct Federal Tax
- CHF 156
Cantonal tax
- CHF 2'764
Communal tax
- CHF 1'407
Church tax
- CHF 252
Contributions to OASI, DI, APG
- CHF 2'218
Unemployment insurance
- CHF 460
Non-occupational Accident Insurance
- CHF 167
Pension fund contributions
- CHF 837
Total tax
- CHF 8'261
Net pay
*
CHF 33'584
Marginal tax rate
31.5%
Average tax rate
19.7%
80.3%
Net pay
19.7%
Total tax
Total tax
Net pay
The Taxberg
CHF 33'584
Net pay
CHF 7'212
Tax the employer pays
CHF 8'261
Tax you pay
Total tax paid
CHF 15'474
Did you know your employer also pays tax on your salary? It costs the employer CHF 7'212 to pay you CHF 41'845. In other words, every time you spend CHF 10 of your hard-earned money, CHF 3.70 goes to the government.
Real tax rate
31.5%
So, with you and the employer both paying tax, what used to be a 19.7% tax rate now rises to 31.5%, meaning your real tax rate is actually 11.8% higher than what it seemed at first.
Summary
If you make CHF 41'845 a year living in the region of Bern, Switzerland, you will be taxed CHF 8'261. That means that your net pay will be CHF 33'584 per year, or CHF 2'799 per month. Your average tax rate is 19.7% and your marginal tax rate is 31.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 31.46, hence, your net pay will only increase by CHF 68.54.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 685 of net incomes. A CHF 5'000 bonus will generate an extra CHF 3'427 of net incomes.
Compare average tax
Tax per region
Region
Net pay
Average tax
Rank
Zug
CHF 37'339
10.8%
1
Schwyz
CHF 36'210
13.5%
2
Graubünden
CHF 36'130
13.7%
3
App. Innerrhoden
CHF 35'765
14.5%
4
Ticino
CHF 35'762
14.5%
5
Zurich
CHF 35'564
15.0%
6
Schaffhausen
CHF 35'392
15.4%
7
Aargau
CHF 35'343
15.5%
8
Glarus
CHF 35'349
15.5%
9
Thurgau
CHF 35'363
15.5%
10
Geneva
CHF 35'316
15.6%
11
Nidwalden
CHF 35'270
15.7%
12
Vaud
CHF 35'251
15.8%
13
Valais
CHF 35'180
15.9%
14
Obwalden
CHF 35'079
16.2%
15
Jura
CHF 34'990
16.4%
16
Uri
CHF 34'997
16.4%
17
Basel-Stadt
CHF 34'899
16.6%
18
Basel-Landschaft
CHF 34'811
16.8%
19
Fribourg
CHF 34'827
16.8%
20
Lucerne
CHF 34'717
17.0%
21
App. Ausserrhoden
CHF 34'662
17.2%
22
St. Gallen
CHF 34'608
17.3%
23
Solothurn
CHF 34'077
18.6%
24
Neuchâtel
CHF 33'931
18.9%
25
Bern
CHF 33'584
19.7%
26
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Europe
Country
Net pay
Average tax
Rank
Russia
CHF 36'405
13.0%
1
Switzerland
CHF 35'564
15.0%
2
Hungary
CHF 34'104
18.5%
3
Ukraine
CHF 33'685
19.5%
4
United Kingdom
CHF 32'664
21.9%
5
Ireland
CHF 32'310
22.8%
6
France
CHF 32'188
23.1%
7
Czech Republic
CHF 32'105
23.3%
8
Norway
CHF 31'323
25.2%
9
Spain
CHF 30'354
27.5%
10
Luxembourg
CHF 29'673
29.1%
11
Sweden
CHF 29'339
29.9%
12
Austria
CHF 29'067
30.5%
13
Denmark
CHF 28'190
32.6%
14
Greece
CHF 27'595
34.1%
15
Germany
CHF 26'645
36.3%
16
Poland
CHF 26'515
36.6%
17
Netherlands
CHF 26'333
37.1%
18
Finland
CHF 25'214
39.7%
19
Italy
CHF 24'885
40.5%
20
Romania
CHF 24'479
41.5%
21
Portugal
CHF 24'015
42.6%
22
Belgium
CHF 20'411
51.2%
23
Show more
North America
Country
Net pay
Average tax
Rank
USA
CHF 33'056
21.0%
1
Canada
CHF 29'874
28.6%
2
Asia / Pacific
Country
Net pay
Average tax
Rank
Hong Kong
CHF 37'639
10.1%
1
Taiwan
CHF 36'288
13.3%
2
Thailand
CHF 34'637
17.2%
3
South Korea
CHF 33'773
19.3%
4
Kazakhstan
CHF 33'664
19.6%
5
Australia
CHF 32'914
21.3%
6
New Zealand
CHF 32'220
23.0%
7
Singapore
CHF 32'033
23.5%
8
Indonesia
CHF 31'536
24.6%
9
Pakistan
CHF 31'139
25.6%
10
Japan
CHF 31'015
25.9%
11
Malaysia
CHF 30'389
27.4%
12
Philippines
CHF 29'880
28.6%
13
Vietnam
CHF 28'646
31.5%
14
China
CHF 27'469
34.4%
15
India
CHF 25'807
38.3%
16
Show more
Latin America
Country
Net pay
Average tax
Rank
Guatemala
CHF 37'720
9.9%
1
Puerto Rico
CHF 35'061
16.2%
2
Costa Rica
CHF 34'924
16.5%
3
Chile
CHF 34'497
17.6%
4
Ecuador
CHF 33'444
20.1%
5
Panama
CHF 33'110
20.9%
6
Colombia
CHF 32'120
23.2%
7
Peru
CHF 31'355
25.1%
8
Brazil
CHF 30'832
26.3%
9
Mexico
CHF 30'614
26.8%
10
Uruguay
CHF 28'616
31.6%
11
Argentina
CHF 27'193
35.0%
12
Show more
Africa
Country
Net pay
Average tax
Rank
Angola
CHF 30'595
26.9%
1
South Africa
CHF 30'065
28.2%
2
Kenya
CHF 29'738
28.9%
3
Mozambique
CHF 29'147
30.4%
4
Nigeria
CHF 28'572
31.7%
5
Ghana
CHF 28'559
31.8%
6
Ivory Coast
CHF 27'791
33.6%
7
Morocco
CHF 27'348
34.7%
8
Cameroon
CHF 26'563
36.5%
9
Uganda
CHF 26'161
37.5%
10
Senegal
CHF 26'114
37.6%
11
Zambia
CHF 25'992
37.9%
12
Show more
Middle East
Country
Net pay
Average tax
Rank
United Arab Emirates
CHF 39'753
5.0%
1
Qatar
CHF 39'753
5.0%
2
Bahrain
CHF 38'497
8.0%
3
Oman
CHF 38'497
8.0%
4
Saudi Arabia
CHF 37'660
10.0%
5
Kuwait
CHF 37'242
11.0%
6
Israel
CHF 32'965
21.2%
7
Egypt
CHF 31'627
24.4%
8
Lebanon
CHF 31'550
24.6%
9
Turkey
CHF 24'540
41.4%
10
Show more
NOTE* Withholding is calculated based on the Bern tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.