Income tax calculator Bern
Find out how much your salary is after tax
Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 40'464
Direct Federal Tax
- CHF 146
Cantonal tax
- CHF 2'601
Communal tax
- CHF 1'324
Church tax
- CHF 237
Contributions to OASI, DI, APG
- CHF 2'145
Unemployment insurance
- CHF 445
Non-occupational Accident Insurance
- CHF 162
Pension fund contributions
- CHF 768
Total tax
- CHF 7'827
Net pay
*
CHF 32'637
Marginal tax rate
31.5%
Average tax rate
19.3%
80.7%
Net pay
19.3%
Total tax
Total tax
Net pay
The Taxberg
CHF 32'637
Net pay
CHF 6'933
Tax the employer pays
CHF 7'827
Tax you pay
Total tax paid
CHF 14'760
Did you know your employer also pays tax on your salary? It costs the employer CHF 6'933 to pay you CHF 40'464. In other words, every time you spend CHF 10 of your hard-earned money, CHF 3.65 goes to the government.
Real tax rate
31.1%
So, with you and the employer both paying tax, what used to be a 19.3% tax rate now rises to 31.1%, meaning your real tax rate is actually 11.8% higher than what it seemed at first.
Summary
If you make CHF 40'464 a year living in the region of Bern, Switzerland, you will be taxed CHF 7'827. That means that your net pay will be CHF 32'637 per year, or CHF 2'720 per month. Your average tax rate is 19.3% and your marginal tax rate is 31.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 31.46, hence, your net pay will only increase by CHF 68.54.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 685 of net incomes. A CHF 5'000 bonus will generate an extra CHF 3'427 of net incomes.
Compare average tax
Tax per region
Region
Net pay
Average tax
Rank
Zug
CHF 36'187
10.6%
1
Graubünden
CHF 35'117
13.2%
2
Schwyz
CHF 35'126
13.2%
3
Ticino
CHF 34'777
14.1%
4
App. Innerrhoden
CHF 34'697
14.3%
5
Zurich
CHF 34'518
14.7%
6
Schaffhausen
CHF 34'383
15.0%
7
Aargau
CHF 34'373
15.1%
8
Geneva
CHF 34'369
15.1%
9
Thurgau
CHF 34'343
15.1%
10
Vaud
CHF 34'362
15.1%
11
Glarus
CHF 34'324
15.2%
12
Nidwalden
CHF 34'234
15.4%
13
Valais
CHF 34'193
15.5%
14
Jura
CHF 34'015
15.9%
15
Obwalden
CHF 34'042
15.9%
16
Basel-Stadt
CHF 33'977
16.0%
17
Uri
CHF 33'968
16.1%
18
Basel-Landschaft
CHF 33'851
16.3%
19
Fribourg
CHF 33'886
16.3%
20
Lucerne
CHF 33'732
16.6%
21
App. Ausserrhoden
CHF 33'653
16.8%
22
St. Gallen
CHF 33'651
16.8%
23
Solothurn
CHF 33'136
18.1%
24
Neuchâtel
CHF 33'023
18.4%
25
Bern
CHF 32'637
19.3%
26
Show more
North America
Country
Net pay
Average tax
Rank
USA
CHF 32'035
20.8%
1
Canada
CHF 28'931
28.5%
2
Asia / Pacific
Country
Net pay
Average tax
Rank
Hong Kong
CHF 36'504
9.8%
1
Taiwan
CHF 35'205
13.0%
2
Thailand
CHF 33'601
17.0%
3
South Korea
CHF 32'726
19.1%
4
Kazakhstan
CHF 32'545
19.6%
5
Australia
CHF 32'009
20.9%
6
New Zealand
CHF 31'314
22.6%
7
Singapore
CHF 31'023
23.3%
8
Indonesia
CHF 30'599
24.4%
9
Pakistan
CHF 30'242
25.3%
10
Japan
CHF 30'074
25.7%
11
Malaysia
CHF 29'496
27.1%
12
Philippines
CHF 28'978
28.4%
13
Vietnam
CHF 27'762
31.4%
14
China
CHF 26'537
34.4%
15
India
CHF 25'023
38.2%
16
Show more
Latin America
Country
Net pay
Average tax
Rank
Guatemala
CHF 36'498
9.8%
1
Puerto Rico
CHF 34'131
15.7%
2
Costa Rica
CHF 33'873
16.3%
3
Chile
CHF 33'309
17.7%
4
Ecuador
CHF 32'632
19.4%
5
Panama
CHF 32'065
20.8%
6
Colombia
CHF 31'203
22.9%
7
Peru
CHF 30'356
25.0%
8
Brazil
CHF 29'831
26.3%
9
Mexico
CHF 29'691
26.6%
10
Uruguay
CHF 27'777
31.4%
11
Argentina
CHF 26'295
35.0%
12
Show more
Africa
Country
Net pay
Average tax
Rank
Angola
CHF 29'590
26.9%
1
South Africa
CHF 29'246
27.7%
2
Kenya
CHF 28'771
28.9%
3
Mozambique
CHF 28'249
30.2%
4
Ghana
CHF 27'645
31.7%
5
Nigeria
CHF 27'633
31.7%
6
Ivory Coast
CHF 26'935
33.4%
7
Morocco
CHF 26'511
34.5%
8
Cameroon
CHF 25'722
36.4%
9
Uganda
CHF 25'401
37.2%
10
Senegal
CHF 25'286
37.5%
11
Zambia
CHF 25'143
37.9%
12
Show more
Middle East
Country
Net pay
Average tax
Rank
United Arab Emirates
CHF 38'441
5.0%
1
Qatar
CHF 38'441
5.0%
2
Bahrain
CHF 37'227
8.0%
3
Oman
CHF 37'227
8.0%
4
Saudi Arabia
CHF 36'418
10.0%
5
Kuwait
CHF 36'013
11.0%
6
Israel
CHF 31'992
20.9%
7
Egypt
CHF 30'591
24.4%
8
Lebanon
CHF 30'515
24.6%
9
Turkey
CHF 23'735
41.3%
10
Show more
NOTE* Withholding is calculated based on the Bern tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.