Income tax calculator BernFind out how much your salary is after tax
Salary rate
Withholding
Salary CHF 20'500
Church tax - CHF 33
Municipal tax - CHF 185
Cantonal tax - CHF 363
Contributions to OASI, disability insurance, compensation for loss of earnings - CHF 1'087
Non-occupational Accident Insurance - CHF 82
Direct Federal Tax - CHF 4
Unemployment insurance - CHF 226
tax_calculator.withholding_box.Pension fund contributions - CHF 18
Total tax - CHF 1'998
Net pay * CHF 18'503
Marginal tax rate 29.5%
Average tax rate 9.7%
9.7%Total tax
90.3%
Net payThe Taxberg


CHF 18'503
Net pay
CHF 3'141
Tax the employer pays
CHF 1'998
Tax you pay



Total tax paid
CHF 5,139
Did you know your employer also pays tax on your salary? It costs the employer CHF 3'141 to pay you CHF 20'500. In other words, every time you spend CHF 10 of your hard-earned money, CHF 2.51 goes to the government.
Real tax rate
21.7%
So, with you and the employer both paying tax, what used to be a 9.7% tax rate now rises to 21.7%, meaning your real tax rate is actually 12% higher than what it seemed at first.
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Summary
If you make CHF 20'500 a year living in the region of Bern, Switzerland, you will be taxed CHF 1'998. That means that your net pay will be CHF 18'503 per year, or CHF 1'542 per month. Your average tax rate is 9.7% and your marginal tax rate is 29.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 29.5, hence, your net pay will only increase by CHF 70.5.
Bonus ExampleA CHF 1,000 bonus will generate an extra CHF 705 of net incomes. A CHF 5,000 bonus will generate an extra CHF 3,525 of net incomes.
NOTE* Withholding is calculated based on the Bern tables of CH, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.