Senior Credit Risk Specialist

ph3JOB PURPOSE /h3 pCredit Risk Management protects the company's cash flow and profitability by assessing customer creditworthiness, establishing prudent credit limits, and proactively managing trade credit risk. It enables sustainable business growth by balancing commercial opportunities with disciplined risk-taking, minimizing bad debt, and ensuring that sales are converted into cash. /p pProtecting Acer’s main asset, Accounts Receivables through proactive risk management. /p h3KEY ACCOUNTABILITIES /h3 ul liNew customer approval /li liObtain customer financials /li liCredit risk analysis (ARC) /li liContinued risk evaluation (ARC) /li liCredit limit management /li liAppeal insurer’s credit limit decision /li liManaging uninsured risk (AOR, ITL) /li liManaging collaterals (e.g., BG’s, PGs etc.) /li liCaptive risk management /li liCredit Hold management /li liOrder Release Approvals /li liPayment Term management /li liDDE Approvals – according to the policy. /li liTCI Sales Declaration /li liInsurance claim management /li liSupervise BDR process – refer to the CRM policy /li liAdministering credit risk policy /li liProviding macroeconomic outlook /li liManage audit requests /li liA/R financing /li liCommunication w/ in-and external customers /li /ul h3SCOPE IMPACT /h3 h3--Market responsibility: /h3 pAEG /p pAOPEN /p pAUSTRIA /p pBAL /p pCZECH REPUBLIC /p pDENMARK /p pEEE /p pENFINITEC /p pFINLAND /p pGERMANY /p pHUNGARY /p pNETHERLANDS /p pNORWAY /p pPAN-NORDICS /p pPOLAND /p pSOUTH AFRICA /p pSWEDEN /p pSWITZERLAND /p pUKRAINE /p pUNITED KINGDOM /p h3--Reports: /h3 pCRM Snapshot /p pSubregional risk report: NE-SA /p pSubregional risk report: CE /p pME – report synopsis /p pBDR submission supervision /p p3-rd country risk report /p pCEEI – Global limit and Revenue report /p pPersonal KPI report for the CRG-team /p pME closing report for Stone /p pSimulation report /p pAOpen Global report /p pHigh Risk account report /p pOVD Loan qualification report /p h3KEY STAKEHOLDERS /h3 ul liInternal: Commercial teams, Finance Treasury departments, Legal and Compliance department. /li liExternal: customers (Acer’s buyers), Credit Risk insurance companies, Insurance brokers, external auditors, credit rating agencies. /li /ul /p #J-18808-Ljbffr