StellenbeschreibungppAt Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together. /p pResponsible for all Lombard risk aspects of a portfolio of domestic and international private banking clients. Assess, analyse, structure, approve, implement and monitor Lombard credit requests / transactions. Provide credit advisory service to internal clients and work hand-in-hand with RMs /first line of defense to customise appropriate solutions to the end clients. /p h3YOUR CHALLENGE /h3 ul liAnalysis and assessment of collateral and exposure (e.g. derivatives) including detection of concentration risks /li liAssessment of borrower, collateral provider with regards to structural, legal, compliance and reputational risks /li liDetermination of risk rating for a credit facility /li liPreparation and approval of credit limits within the delegated credit approval authority (depending on risk rating and amount) /li liApplication of special lending values and margin terms on client specific level /li liOngoing monitoring of credit exposure; resolving of collateral shortfalls and limit excesses, including issuance of margin calls /li liRegular review of approved limits /li liAdministration duties, e.g. fixed term loans approval, payment and securities releases and proper credit documentation /li liDeputize other Credit Officers in their absence /li liSupport relationship managers and other stakeholders in all credit related matters, establish regular and proactive contact as well as providing ongoing credit training /li liContribution in credit related projects and process improvements /li liWork with legal to draft non-standard documents related to credit transactions /li liPreparation and performing of training session for Credit Officer and Relationship Manager /li /ul h3YOUR PROFILE /h3 ul liUniversity Bachelor degree or completed studies at a university of applied sciences (economics, banking, finance, law), or equivalent education or professional experience /li liSeveral years of professional experience in the credit sector (in particular Lombard credit) is an advantage /li liSolid technical knowledge regarding the handling of life insurance policies (wrappers, ULIPs) is a plus /li liInterest in the functioning of financial markets and financial institutions /li liGood IT skills (Word, Excel, PowerPoint) and excellent analytical skills /li liIndependent, reliable, and team-oriented personality /li liSolution oriented with problem solving and negotiating skills /li liStrong analytical skills, developed awareness in legal, tax and reputational issues /li liPersonality with good organizational and operational skills and ability to work under high pressure /li liSense of integrity and discretion /li liExcellent communication and solid presentation skills /li liPerseverance and persistence /li liExcellent German and English language skills (written and spoken), any additional languages are an advantage /li /ul /p #J-18808-Ljbffr
