Lombard Credit Officer 100% (f/m/d) - (Contract through our external payroll partner with immediate

pAt Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together. /pResponsible for all Lombard risk aspects of a portfolio of domestic and international private banking clients. Assess, analyse, structure, approve, implement and monitor Lombard credit requests / transactions. Provide credit advisory service to internal clients and work hand-in-hand with RMs /first line of defense to customise appropriate solutions to the end clients.ppbbYOUR CHALLENGE /b /b /p /plipAnalysis and assessment of collateral and exposure (e.g. derivatives) including detection of concentration risks /p /lilipAssessment of borrower, collateral provider with regards to structural, legal, compliance and reputational risks /p /lilipDetermination of risk rating for a credit facility /p /lilipPreparation and approval of credit limits within the delegated credit approval authority (depending on risk rating and amount) /p /lilipApplication of special lending values and margin terms on client specific level /p /lilipOngoing monitoring of credit exposure; resolving of collateral shortfalls and limit excesses, including issuance of margin calls /p /lilipRegular review of approved limits /p /lilipAdministration duties, e.g. fixed term loans approval, payment and securities releases and proper credit documentation /p /lilipDeputize other Credit Officers in their absence /p /lilipSupport relationship managers and other stakeholders in all credit related matters, establish regular and proactive contact as well as providing ongoing credit training /p /lilipContribution in credit related projects and process improvements /p /lilipWork with legal to draft non-standard documents related to credit transactions /p /lilipPreparation and performing of training session for Credit Officer and Relationship Manager /p /lippbbYOUR PROFILE /b /b /p /plipUniversity Bachelor degree or completed studies at a university of applied sciences (economics, banking, finance, law), or equivalent education or professional experience /p /lilipSeveral years of professional experience in the credit sector (in particular Lombard credit) is an advantage /p /lilipSolid technical knowledge regarding the handling of life insurance policies (wrappers, ULIPs) is a plus /p /lilipInterest in the functioning of financial markets and financial institutions /p /lilipGood IT skills (Word, Excel, PowerPoint) and excellent analytical skills /p /lilipIndependent, reliable, and team-oriented personality /p /lilipSolution oriented with problem solving and negotiating skills /p /lilipStrong analytical skills, developed awareness in legal, tax and reputational issues /p /lilipPersonality with good organizational and operational skills and ability to work under high pressure /p /lilipSense of integrity and discretion /p /lilipExcellent communication and solid presentation skills /p /lilipPerseverance and persistence /p /lilipExcellent German and English language skills (written and spoken), any additional languages are an advantage /p /lipWe are looking forward to receiving your full job application through our online application tool. /p