Senior Mortgage Advisor Switzerland / Ticino 80% - 100% (f/m/d)

At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together.

At Julius Baer, we are committed to delivering bespoke financing solutions to our clientele. To further strengthen our Swiss mortgage franchise, we are seeking an accomplished senior mortgage advisor for our Julius Baer offices in Lugano / Ticino.

YOUR CHALLENGE

As Senior Mortgage Advisor Switzerland, you will manage end-to-end mortgage advisory and sales activities for clients in the canton of Ticino and beyond (mainly support to Romandie). You will provide expert guidance on real estate financing, structure complex deals, and ensure full alignment with internal guidelines and external regulations, supporting sound risk-aware execution within a tightly regulated environment.

Mortgage Advisory Excellence & Risk Management

• Serve as the first line of defence for all mortgage advisory and sales activities, ensuring rigorous adherence to credit policies, FINMA regulations and risk standards

• Oversee the assessment, structuring and presentation of financing solutions for Swiss residential and investment properties

• Lead the end-to-end preparation and delivery of credit requests to Credit Risk and the bank’s Credit Committee, ensuring clarity, accuracy and sound risk justification

• Promote best practices in affordability analysis, collateral valuations and deal structuring to maintain highest levels of advisory and risk quality
  

Client Engagement & (U)HNWI Coverage

• Actively engage with (U)HNWI clients seeking financing for Swiss real estate, delivering tailored and sophisticated mortgage solutions

• Collaborate closely with private banking, wealth planners and investment specialists to support integrated client coverage and strengthen relationships

• Represent the mortgage advisory function as a trusted expert in client meetings, pitches and strategic discussions
  

Operational Excellence & Digital Capabilities

• Support the implementation and enhancement of digital tools, mortgage platforms, CRM systems and process automation to support efficiency and advisor productivity

• Ensure consistent, high-quality advisory processes and documentation standards across all Swiss regions

• Collaborate with relevant stakeholders, such as technology, operations and risk divisions to optimise workflows and streamline delivery

YOUR PROFILE

• 7+ years of experience in Swiss mortgage advisory and complex real estate financing, ideally gained in a private banking environment

• Professional background in private banking, wealth management, or a Swiss universal bank, with proven exposure to (U)HNWI clients

• Deep technical knowledge of Swiss mortgage products, affordability rules, collateral valuation and real estate market specifics

• Customer-centric mindset, excellent communication skills as well as analytical thinking

• Strong understanding of FINMA regulations, credit policy application and risk frameworks

• Fluent in Italian and English while French and German are an additional asset

We are looking forward to receiving your full job application through our online application tool.