Your role
As a Senior Credit Officer Lombard at Bank J. Safra Sarasin you are working closely with a Lombard team of highly competent and experienced specialists, both to structure new transactions and to manage a very substantial portfolio of Lombard limits and provide high quality work as an experienced, committed and dynamic professional, both as a business enabler and credit risk manager.
Your responsibilities
- Management of Lombard credits and Structured Lombard credit transactions, advisory to Relationship Managers, Department and Regional Heads, risk-appropriate credit analyses based on the Bank’s Credit Policy, credit decisions and transaction execution
- Provide solutions and risk oriented support to sales organization, pro-actively working with Private Banking teams and key stakeholders in structuring standard and non-standard credit proposals
- Propose credit transactions to the relevant authority level and execution of approved transactions including documentation and perfection of security
- Processing periodic credit reviews, credit limit requests and portfolio overviews
- Provide ongoing support to the Management with regard to the identification and management of credit risks using a holistic approach; support in structuring new credit products, drafting policies and guidelines, project management
- Promote an integrated team and share knowledge, experience and best practices
- Promote a strong risk culture within the Bank and improve coordination and communication with the national & international network of the Bank
- This is an office based role
Your profile
Higher education in either Banking, Business or Finance; any additional education in the Credit area is a plus10+ years of practical experience in the field of Lombard credit, credit risk, Lombard structuring or Lombard advisory, preferably in a private bankExcellent Microsoft Office skills, knowledge in Avaloq is a plusStrong analytical and technical skills combined with an ability to apply these in a practical and balanced mannerWell organized self-starter with the ability to work independently and efficiently