Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 98'000
Direct Federal Tax
- CHF 1'783
Cantonal tax
- CHF 6'048
Communal tax
- CHF 7'753
Church tax
- CHF 1'319
Contributions to OASI, DI, APG
- CHF 5'194
Unemployment insurance
- CHF 1'078
Non-occupational Accident Insurance
- CHF 392
Pension fund contributions
- CHF 3'466
Total tax
- CHF 27'034
Net pay
* CHF 70'966
Marginal tax rate
38.7%
Average tax rate
27.6%
72.4%
Net pay
27.6%
Total tax
Total tax
Net pay
Summary
If you make CHF 98'000 a year living in the region of St. Gallen, Switzerland, you will be taxed CHF 27'034. That means that your net pay will be CHF 70'966 per year, or CHF 5'914 per month. Your average tax rate is 27.6% and your marginal tax rate is 38.7%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 38.72, hence, your net pay will only increase by CHF 61.28.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 613 of net incomes. A CHF 5'000 bonus will generate an extra CHF 3'064 of net incomes.
NOTE* Withholding is calculated based on the St. Gallen tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.