Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 24'450
Direct Federal Tax
- CHF 33.82
Cantonal tax
- CHF 311
Communal tax
- CHF 398
Church tax
- CHF 67.40
Contributions to OASI, DI, APG
- CHF 1'296
Unemployment insurance
- CHF 269
Non-occupational Accident Insurance
- CHF 97.80
Pension fund contributions
- CHF 159
Total tax
- CHF 2'632
Net pay
* CHF 21'818
Marginal tax rate
24.9%
Average tax rate
10.8%
89.2%
Net pay
10.8%
Total tax
Total tax
Net pay
The Taxberg
CHF 21'818
Net pay
CHF 3'884
Tax the employer pays
CHF 2'632
Tax you pay
Total tax paid
CHF 6'516
Did you know your employer also pays tax on your salary? It costs the employer CHF 3'884 to pay you CHF 24'450. In other words, every time you spend CHF 10 of your hard-earned money, CHF 2.67 goes to the government.
Real tax rate
23.0%
So, with you and the employer both paying tax, what used to be a 10.8% tax rate now rises to 23.0%, meaning your real tax rate is actually 12.2% higher than what it seemed at first.
Summary
If you make CHF 24'450 a year living in the region of St. Gallen, Switzerland, you will be taxed CHF 2'632. That means that your net pay will be CHF 21'818 per year, or CHF 1'818 per month. Your average tax rate is 10.8% and your marginal tax rate is 24.9%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 24.88, hence, your net pay will only increase by CHF 75.12.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 751 of net incomes. A CHF 5'000 bonus will generate an extra CHF 3'756 of net incomes.
Compare average tax
NOTE* Withholding is calculated based on the St. Gallen tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.