Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 123'000
Direct Federal Tax
- CHF 3'269
Cantonal tax
- CHF 8'348
Communal tax
- CHF 10'701
Church tax
- CHF 1'821
Contributions to OASI, DI, APG
- CHF 6'519
Unemployment insurance
- CHF 1'353
Non-occupational Accident Insurance
- CHF 492
Pension fund contributions
- CHF 4'341
Total tax
- CHF 36'844
Net pay
* CHF 86'156
Marginal tax rate
40.7%
Average tax rate
30.0%
70.0%
Net pay
30.0%
Total tax
Total tax
Net pay
Summary
If you make CHF 123'000 a year living in the region of St. Gallen, Switzerland, you will be taxed CHF 36'844. That means that your net pay will be CHF 86'156 per year, or CHF 7'180 per month. Your average tax rate is 30.0% and your marginal tax rate is 40.7%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 40.73, hence, your net pay will only increase by CHF 59.27.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 593 of net incomes. A CHF 5'000 bonus will generate an extra CHF 2'964 of net incomes.
NOTE* Withholding is calculated based on the St. Gallen tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.