Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 120'048
Direct Federal Tax
- CHF 3'050
Cantonal tax
- CHF 8'076
Communal tax
- CHF 10'353
Church tax
- CHF 1'762
Contributions to OASI, DI, APG
- CHF 6'363
Unemployment insurance
- CHF 1'321
Non-occupational Accident Insurance
- CHF 480
Pension fund contributions
- CHF 4'238
Total tax
- CHF 35'642
Net pay
* CHF 84'406
Marginal tax rate
40.7%
Average tax rate
29.7%
70.3%
Net pay
29.7%
Total tax
Total tax
Net pay
Summary
If you make CHF 120'048 a year living in the region of St. Gallen, Switzerland, you will be taxed CHF 35'642. That means that your net pay will be CHF 84'406 per year, or CHF 7'034 per month. Your average tax rate is 29.7% and your marginal tax rate is 40.7%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 40.73, hence, your net pay will only increase by CHF 59.27.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 593 of net incomes. A CHF 5'000 bonus will generate an extra CHF 2'964 of net incomes.
NOTE* Withholding is calculated based on the St. Gallen tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.