Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 16'000
Cantonal tax
- CHF 2
Communal tax
- CHF 3
Personal Tax
- CHF 50
Contributions to OASI, DI, APG
- CHF 848
Unemployment insurance
- CHF 176
Non-occupational Accident Insurance
- CHF 64
Total tax
- CHF 1'143
Net pay
* CHF 14'857
Marginal tax rate
8.6%
Average tax rate
7.1%
92.9%
Net pay
7.1%
Total tax
Total tax
Net pay
The Taxberg
CHF 14'857
Net pay
CHF 2'438
Tax the employer pays
CHF 1'143
Tax you pay
Total tax paid
CHF 3'581
Did you know your employer also pays tax on your salary? It costs the employer CHF 2'438 to pay you CHF 16'000. In other words, every time you spend CHF 10 of your hard-earned money, CHF 2.24 goes to the government.
Real tax rate
19.4%
So, with you and the employer both paying tax, what used to be a 7.1% tax rate now rises to 19.4%, meaning your real tax rate is actually 12.3% higher than what it seemed at first.
Summary
If you make CHF 16'000 a year living in the region of Luzern, Switzerland, you will be taxed CHF 1'143. That means that your net pay will be CHF 14'857 per year, or CHF 1'238 per month. Your average tax rate is 7.1% and your marginal tax rate is 8.6%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 8.60, hence, your net pay will only increase by CHF 91.40.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 914 of net incomes. A CHF 5'000 bonus will generate an extra CHF 4'570 of net incomes.
Compare average tax
Europe
Country 
Net pay
Average tax
Rank
Ireland
CHF 15'837
1.0%
1
United Kingdom
CHF 15'412
3.7%
2
Switzerland
CHF 14'781
7.6%
3
Russia
CHF 13'920
13.0%
4
France
CHF 13'919
13.0%
5
Norway
CHF 13'825
13.6%
6
Spain
CHF 13'698
14.4%
7
Luxembourg
CHF 13'573
15.2%
8
Austria
CHF 13'521
15.5%
9
Hungary
CHF 13'040
18.5%
10
Czech Republic
CHF 12'980
18.9%
11
Ukraine
CHF 12'880
19.5%
12
Italy
CHF 12'688
20.7%
13
Germany
CHF 12'487
22.0%
14
Greece
CHF 11'937
25.4%
15
Sweden
CHF 11'858
25.9%
16
Poland
CHF 11'314
29.3%
17
Portugal
CHF 10'801
32.5%
18
Finland
CHF 10'738
32.9%
19
Denmark
CHF 10'711
33.1%
20
Belgium
CHF 10'431
34.8%
21
Netherlands
CHF 10'069
37.1%
22
Romania
CHF 9'360
41.5%
23
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North America
Country 
Net pay
Average tax
Rank
USA
CHF 13'821
13.6%
1
Canada
CHF 11'894
25.7%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Hong Kong
CHF 15'185
5.1%
1
Australia
CHF 14'723
8.0%
2
Thailand
CHF 14'611
8.7%
3
Taiwan
CHF 14'545
9.1%
4
South Korea
CHF 13'798
13.8%
5
Pakistan
CHF 13'561
15.3%
6
New Zealand
CHF 13'492
15.7%
7
Indonesia
CHF 13'367
16.5%
8
Malaysia
CHF 13'342
16.6%
9
Japan
CHF 12'872
19.6%
10
Singapore
CHF 12'749
20.3%
11
Kazakhstan
CHF 12'729
20.4%
12
Philippines
CHF 12'693
20.7%
13
Vietnam
CHF 12'098
24.4%
14
China
CHF 11'292
29.4%
15
India
CHF 11'127
30.5%
16
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Latin America
Country 
Net pay
Average tax
Rank
Guatemala
CHF 14'466
9.6%
1
Puerto Rico
CHF 14'404
10.0%
2
Costa Rica
CHF 14'320
10.5%
3
Ecuador
CHF 14'175
11.4%
4
Colombia
CHF 13'945
12.8%
5
Panama
CHF 13'558
15.3%
6
Chile
CHF 13'000
18.8%
7
Mexico
CHF 12'859
19.6%
8
Peru
CHF 12'363
22.7%
9
Brazil
CHF 12'095
24.4%
10
Uruguay
CHF 12'084
24.5%
11
Argentina
CHF 10'394
35.0%
12
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Africa
Country 
Net pay
Average tax
Rank
South Africa
CHF 13'422
16.1%
1
Mozambique
CHF 12'006
25.0%
2
Angola
CHF 11'793
26.3%
3
Morocco
CHF 11'646
27.2%
4
Kenya
CHF 11'646
27.2%
5
Ivory Coast
CHF 11'485
28.2%
6
Ghana
CHF 11'462
28.4%
7
Nigeria
CHF 10'993
31.3%
8
Cameroon
CHF 10'827
32.3%
9
Uganda
CHF 10'659
33.4%
10
Senegal
CHF 10'527
34.2%
11
Zambia
CHF 10'097
36.9%
12
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Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
CHF 15'200
5.0%
1
Qatar
CHF 15'200
5.0%
2
Bahrain
CHF 14'720
8.0%
3
Oman
CHF 14'720
8.0%
4
Saudi Arabia
CHF 14'400
10.0%
5
Kuwait
CHF 14'240
11.0%
6
Israel
CHF 13'896
13.2%
7
Egypt
CHF 12'243
23.5%
8
Lebanon
CHF 12'167
24.0%
9
Turkey
CHF 9'158
42.8%
10
Show more
NOTE* Withholding is calculated based on the Luzern tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.