Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 10'500
Personal Tax
- CHF 50
Contributions to OASI, DI, APG
- CHF 557
Unemployment insurance
- CHF 116
Non-occupational Accident Insurance
- CHF 42
Total tax
- CHF 764
Net pay
* CHF 9'736
Marginal tax rate
6.8%
Average tax rate
7.3%
92.7%
Net pay
7.3%
Total tax
Total tax
Net pay
The Taxberg
CHF 9'736
Net pay
CHF 1'600
Tax the employer pays
CHF 764
Tax you pay
Total tax paid
CHF 2'364
Did you know your employer also pays tax on your salary? It costs the employer CHF 1'600 to pay you CHF 10'500. In other words, every time you spend CHF 10 of your hard-earned money, CHF 2.25 goes to the government.
Real tax rate
19.5%
So, with you and the employer both paying tax, what used to be a 7.3% tax rate now rises to 19.5%, meaning your real tax rate is actually 12.2% higher than what it seemed at first.
Summary
If you make CHF 10'500 a year living in the region of Luzern, Switzerland, you will be taxed CHF 764. That means that your net pay will be CHF 9'736 per year, or CHF 811 per month. Your average tax rate is 7.3% and your marginal tax rate is 6.8%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 6.80, hence, your net pay will only increase by CHF 93.20.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 932 of net incomes. A CHF 5'000 bonus will generate an extra CHF 4'660 of net incomes.
Compare average tax
Tax per region
Region
Net pay
Average tax
Rank
Aargau
CHF 9'786
6.8%
1
App. Ausserrhoden
CHF 9'786
6.8%
2
Basel-Stadt
CHF 9'786
6.8%
3
Bern
CHF 9'786
6.8%
4
Glarus
CHF 9'786
6.8%
5
Graubünden
CHF 9'786
6.8%
6
Jura
CHF 9'786
6.8%
7
Obwalden
CHF 9'786
6.8%
8
Schwyz
CHF 9'785
6.8%
9
St. Gallen
CHF 9'786
6.8%
10
Thurgau
CHF 9'786
6.8%
11
Vaud
CHF 9'786
6.8%
12
Zug
CHF 9'786
6.8%
13
Neuchâtel
CHF 9'776
6.9%
14
Ticino
CHF 9'766
7.0%
15
Zurich
CHF 9'762
7.0%
16
App. Innerrhoden
CHF 9'758
7.1%
17
Geneva
CHF 9'751
7.1%
18
Valais
CHF 9'752
7.1%
19
Basel-Landschaft
CHF 9'735
7.3%
20
Lucerne
CHF 9'736
7.3%
21
Nidwalden
CHF 9'736
7.3%
22
Schaffhausen
CHF 9'726
7.4%
23
Solothurn
CHF 9'716
7.5%
24
Fribourg
CHF 9'698
7.6%
25
Uri
CHF 9'686
7.8%
26
Show more
Europe
Country 
Net pay
Average tax
Rank
United Kingdom
CHF 10'500
0.0%
1
Ireland
CHF 10'500
0.0%
2
Spain
CHF 9'833
6.4%
3
Switzerland
CHF 9'762
7.0%
4
France
CHF 9'470
9.8%
5
Norway
CHF 9'436
10.1%
6
Italy
CHF 9'418
10.3%
7
Luxembourg
CHF 9'272
11.7%
8
Russia
CHF 9'135
13.0%
9
Austria
CHF 8'927
15.0%
10
Czech Republic
CHF 8'910
15.1%
11
Hungary
CHF 8'557
18.5%
12
Ukraine
CHF 8'453
19.5%
13
Germany
CHF 8'434
19.7%
14
Greece
CHF 8'199
21.9%
15
Sweden
CHF 8'159
22.3%
16
Poland
CHF 7'802
25.7%
17
Portugal
CHF 7'473
28.8%
18
Finland
CHF 7'271
30.8%
19
Belgium
CHF 7'140
32.0%
20
Denmark
CHF 7'011
33.2%
21
Netherlands
CHF 6'608
37.1%
22
Romania
CHF 6'142
41.5%
23
Show more
North America
Country 
Net pay
Average tax
Rank
USA
CHF 9'457
9.9%
1
Canada
CHF 8'006
23.8%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Australia
CHF 10'484
0.2%
1
Hong Kong
CHF 9'975
5.0%
2
Thailand
CHF 9'815
6.5%
3
Taiwan
CHF 9'571
8.9%
4
Pakistan
CHF 9'383
10.6%
5
South Korea
CHF 9'214
12.3%
6
Malaysia
CHF 9'082
13.5%
7
New Zealand
CHF 9'031
14.0%
8
Indonesia
CHF 8'987
14.4%
9
Philippines
CHF 8'762
16.6%
10
Japan
CHF 8'532
18.7%
11
Singapore
CHF 8'405
20.0%
12
Kazakhstan
CHF 8'316
20.8%
13
Vietnam
CHF 8'207
21.8%
14
India
CHF 7'992
23.9%
15
China
CHF 7'456
29.0%
16
Show more
Latin America
Country 
Net pay
Average tax
Rank
Puerto Rico
CHF 9'673
7.9%
1
Colombia
CHF 9'536
9.2%
2
Ecuador
CHF 9'501
9.5%
3
Guatemala
CHF 9'493
9.6%
4
Costa Rica
CHF 9'398
10.5%
5
Panama
CHF 9'345
11.0%
6
Mexico
CHF 8'730
16.9%
7
Chile
CHF 8'649
17.6%
8
Uruguay
CHF 8'390
20.1%
9
Brazil
CHF 8'365
20.3%
10
Peru
CHF 8'224
21.7%
11
Argentina
CHF 6'819
35.1%
12
Show more
Africa
Country 
Net pay
Average tax
Rank
South Africa
CHF 9'310
11.3%
1
Morocco
CHF 8'112
22.7%
2
Mozambique
CHF 8'046
23.4%
3
Ivory Coast
CHF 7'857
25.2%
4
Kenya
CHF 7'796
25.8%
5
Angola
CHF 7'790
25.8%
6
Ghana
CHF 7'673
26.9%
7
Cameroon
CHF 7'540
28.2%
8
Nigeria
CHF 7'252
30.9%
9
Uganda
CHF 7'084
32.5%
10
Senegal
CHF 7'049
32.9%
11
Zambia
CHF 6'715
36.1%
12
Show more
Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
CHF 9'975
5.0%
1
Qatar
CHF 9'975
5.0%
2
Bahrain
CHF 9'660
8.0%
3
Oman
CHF 9'660
8.0%
4
Saudi Arabia
CHF 9'450
10.0%
5
Kuwait
CHF 9'345
11.0%
6
Israel
CHF 9'119
13.2%
7
Egypt
CHF 8'118
22.7%
8
Lebanon
CHF 8'042
23.4%
9
Turkey
CHF 5'956
43.3%
10
Show more
NOTE* Withholding is calculated based on the Luzern tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.