Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
CHF 12'689
Contributions to OASI, DI, APG
- CHF 673
Unemployment insurance
- CHF 140
Non-occupational Accident Insurance
- CHF 50.76
Total tax
- CHF 863
Net pay
* CHF 11'826
Marginal tax rate
6.8%
Average tax rate
6.8%
93.2%
Net pay
6.8%
Total tax
Total tax
Net pay
The Taxberg
CHF 11'826
Net pay
CHF 1'933
Tax the employer pays
CHF 863
Tax you pay
Total tax paid
CHF 2'796
Did you know your employer also pays tax on your salary? It costs the employer CHF 1'933 to pay you CHF 12'689. In other words, every time you spend CHF 10 of your hard-earned money, CHF 2.20 goes to the government.
Real tax rate
19.1%
So, with you and the employer both paying tax, what used to be a 6.8% tax rate now rises to 19.1%, meaning your real tax rate is actually 12.3% higher than what it seemed at first.
Summary
If you make CHF 12'689 a year living in the region of Bern, Switzerland, you will be taxed CHF 863. That means that your net pay will be CHF 11'826 per year, or CHF 986 per month. Your average tax rate is 6.8% and your marginal tax rate is 6.8%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of CHF 100 in your salary will be taxed CHF 6.80, hence, your net pay will only increase by CHF 93.20.
Bonus Example
A CHF 1'000 bonus will generate an extra CHF 932 of net incomes. A CHF 5'000 bonus will generate an extra CHF 4'660 of net incomes.
Compare average tax
Tax per region
Region
Net pay
Average tax
Rank
Aargau
CHF 11'826
6.8%
1
App. Ausserrhoden
CHF 11'820
6.8%
2
Basel-Stadt
CHF 11'826
6.8%
3
Bern
CHF 11'826
6.8%
4
Glarus
CHF 11'826
6.8%
5
Graubünden
CHF 11'826
6.8%
6
Jura
CHF 11'826
6.8%
7
Obwalden
CHF 11'826
6.8%
8
St. Gallen
CHF 11'826
6.8%
9
Thurgau
CHF 11'826
6.8%
10
Vaud
CHF 11'826
6.8%
11
Zug
CHF 11'826
6.8%
12
Neuchâtel
CHF 11'816
6.9%
13
Schwyz
CHF 11'809
6.9%
14
Ticino
CHF 11'806
7.0%
15
Zurich
CHF 11'802
7.0%
16
Geneva
CHF 11'791
7.1%
17
Valais
CHF 11'792
7.1%
18
Lucerne
CHF 11'776
7.2%
19
Nidwalden
CHF 11'776
7.2%
20
Basel-Landschaft
CHF 11'761
7.3%
21
Schaffhausen
CHF 11'766
7.3%
22
App. Innerrhoden
CHF 11'755
7.4%
23
Solothurn
CHF 11'756
7.4%
24
Fribourg
CHF 11'738
7.5%
25
Uri
CHF 11'726
7.6%
26
Show more
Europe
Country 
Net pay
Average tax
Rank
United Kingdom
CHF 12'689
0.0%
1
Ireland
CHF 12'639
0.4%
2
Spain
CHF 11'883
6.4%
3
Switzerland
CHF 11'802
7.0%
4
France
CHF 11'257
11.3%
5
Norway
CHF 11'190
11.8%
6
Russia
CHF 11'039
13.0%
7
Luxembourg
CHF 11'015
13.2%
8
Austria
CHF 10'789
15.0%
9
Italy
CHF 10'750
15.3%
10
Czech Republic
CHF 10'530
17.0%
11
Hungary
CHF 10'342
18.5%
12
Ukraine
CHF 10'215
19.5%
13
Germany
CHF 10'192
19.7%
14
Greece
CHF 9'719
23.4%
15
Sweden
CHF 9'639
24.0%
16
Poland
CHF 9'200
27.5%
17
Portugal
CHF 8'797
30.7%
18
Finland
CHF 8'706
31.4%
19
Belgium
CHF 8'619
32.1%
20
Denmark
CHF 8'484
33.1%
21
Netherlands
CHF 7'985
37.1%
22
Romania
CHF 7'423
41.5%
23
Show more
North America
Country 
Net pay
Average tax
Rank
USA
CHF 11'254
11.3%
1
Canada
CHF 9'626
24.1%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Australia
CHF 12'235
3.6%
1
Hong Kong
CHF 12'055
5.0%
2
Thailand
CHF 11'758
7.3%
3
Taiwan
CHF 11'566
8.9%
4
Pakistan
CHF 11'078
12.7%
5
South Korea
CHF 11'078
12.7%
6
Malaysia
CHF 10'836
14.6%
7
New Zealand
CHF 10'806
14.8%
8
Indonesia
CHF 10'784
15.0%
9
Philippines
CHF 10'358
18.4%
10
Japan
CHF 10'293
18.9%
11
Singapore
CHF 10'156
20.0%
12
Kazakhstan
CHF 10'061
20.7%
13
Vietnam
CHF 9'775
23.0%
14
India
CHF 9'247
27.1%
15
China
CHF 8'982
29.2%
16
Show more
Latin America
Country 
Net pay
Average tax
Rank
Puerto Rico
CHF 11'579
8.8%
1
Guatemala
CHF 11'472
9.6%
2
Ecuador
CHF 11'415
10.0%
3
Colombia
CHF 11'404
10.1%
4
Costa Rica
CHF 11'357
10.5%
5
Panama
CHF 11'054
12.9%
6
Mexico
CHF 10'391
18.1%
7
Chile
CHF 10'381
18.2%
8
Uruguay
CHF 10'041
20.9%
9
Peru
CHF 9'872
22.2%
10
Brazil
CHF 9'730
23.3%
11
Argentina
CHF 8'242
35.1%
12
Show more
Africa
Country 
Net pay
Average tax
Rank
South Africa
CHF 10'972
13.5%
1
Mozambique
CHF 9'622
24.2%
2
Morocco
CHF 9'524
24.9%
3
Angola
CHF 9'384
26.1%
4
Kenya
CHF 9'328
26.5%
5
Ivory Coast
CHF 9'306
26.7%
6
Ghana
CHF 9'225
27.3%
7
Cameroon
CHF 8'828
30.4%
8
Nigeria
CHF 8'741
31.1%
9
Uganda
CHF 8'507
33.0%
10
Senegal
CHF 8'447
33.4%
11
Zambia
CHF 8'061
36.5%
12
Show more
Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
CHF 12'055
5.0%
1
Qatar
CHF 12'055
5.0%
2
Bahrain
CHF 11'674
8.0%
3
Oman
CHF 11'674
8.0%
4
Saudi Arabia
CHF 11'420
10.0%
5
Kuwait
CHF 11'293
11.0%
6
Israel
CHF 11'020
13.2%
7
Egypt
CHF 9'760
23.1%
8
Lebanon
CHF 9'683
23.7%
9
Turkey
CHF 7'064
44.3%
10
Show more
NOTE* Withholding is calculated based on the Bern tables of Switzerland, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.